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Student Loan Whiz Privacy Policy

This Privacy Statement relates solely to the online information collection and use practices of our website, www.StudentLoanWhiz.com and not any associated websites or sub domains of this Website. We understand that our visitors and users of this website are concerned about the information they provide to us, and how we treat that information. This Privacy Statement has been designed to address those concerns. Your use of this website, www.StudentLoanWhiz.com indicates to us that you have read and fully accept our privacy policies, as outlined in this Privacy Statement.

 

What Information Do We Collect?

When you visit our website, www.StudentLoanWhiz.com, you essentially agree to provide us with two types of information:

 

(1) Personally identifiable information that you knowingly and willingly choose to disclose. This information and data is collected from but not limited to any of our contact forms, Guestbook and e-mails that you may send via the www.StudentLoanWhiz.com website, and…

 

(2) General user information which is collected on an aggregate basis as you browse this website. In most cases, if you choose not to provide us with the said requested information, you may not be able to access all of our website's content or services. Duly note: this information does not contain personally identifiable information.

 

Personally Identifiable Information That You Knowingly and Willingly Choose to Disclose

In order to better serve you, we may request certain personal information from you for the purpose of providing you with answers, services and/or content. (For example, if you express a desire to acquire a domain name through www.StudentLoanWhiz.com, you are asked to submit amongst other things, your name, e-mail address. We also request your name and e-mail address each time you contact us by clicking on the "Contact Us" link. We may retain a record of users who have contacted us in order to respond properly to questions or concerns and for purposes of future communications.

 

General User Information
As with most other commercial websites, www.StudentLoanWhiz.com, utilizes standard technology called "cookies" and web server logs to collect information about how our website is used. A website cookie is a small text file that is placed onto your computer when you visit some websites. The text file stores information about you as a visitor, for example if you login into Yahoo to pick up your email and select to remember you a cookie (text file) is stored on your computer. Next time you go to Yahoo your email address is already there, which saves you time.

As soon as you mention information is stored about you some people freak out, but in the above example it is useful to you and saves you time. Cookies can store all types of information and are generally useful. If you are worried about your security on the web you can block them, however, it is possible that some parts of our Web Site will not operate correctly if you disable cookies. You should consult with your browser's provider/manufacturer if you have any questions regarding disabling cookies.

How We Use The Information We Collect

StudentLoanWhiz.com uses your personally identifiable information to provide you with the services or information that you have requested. We use non-identifying information collected on our website in the aggregate to better understand your use of the website and to enhance your viewing and surfing experience.

 

From time to time we may employ other individuals, companies or organizations to perform functions on our behalf. Our employees, agents and contractors who have access to personally identifiable information are required to protect the information in a manner that is consistent with this Privacy Statement.

 

We may also provide access to your personally identifiable information when legally required to do so. For example, to cooperate with police investigations or other legal proceedings, to protect against misuse or unauthorized use of our website, to limit our legal liability and protect our rights, or to protect the rights and safety of visitors to this website or the public. In those instances, the information is provided solely for that limited purpose.

 

We will not share your personally identifiable information in ways unrelated to those described aforementioned reasons without providing you with an opportunity to opt out of such use or otherwise prohibit such unrelated uses.

 

How Do You Access or Modify Your Personally Identifiable or General User Information?

If you visit our website and volunteer personally identifiable information, you may modify, update or delete such information by resubmitting new information. Be advised; it is not always possible to completely remove or modify information in our databases.

 

Privacy Protections For Children

Please be advised; ALL persons under the age of 18 are DENIED access to this website. If you are under the age of 18, it is unlawful for you to visit, read or interact with this website or its contents in any manner. www.StudentLoanWhiz.com specifically denies access to any individual that is covered by (COPA) The Child Online Privacy Act of 1998.

 

Data Security

We take every reasonable step to guard maintain the security of the personally identifiable information that we collect, including limiting the number of people who have physical access to our database servers, as well as installing electronic security systems that guard against unauthorized access. However, no data transmission over the Internet can be guaranteed to be completely secure. Accordingly, we cannot ensure or warrant the security of any information that you transmit to us, therefore, you do so at your own risk.

 

Consent To Transfer

This website, www.StudentLoanWhiz.com is located in the United States of America. If you are located outside of the United States, please be advised that any information you provide to us will be transferred to the United States. By using, viewing or interacting with our website, to any degree, you consent to this transfer.

 

Links To Other Websites

This website contains links to third party websites as well as to other websites associated with and/or operated by the www.StudentLoanWhiz.com. Please be advised that www.StudentLoanWhiz.com is not responsible for the privacy practices of any third party websites. Please also be aware that the privacy policies of other websites associated with this website may differ significantly from the privacy policy of this website. Therefore, we advise and encourage all users to read the privacy statement of each and every website that collects personally identifiable information. This Privacy Statement applies solely to information collected by this website.