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Why You Should Not Hesitate When It Comes To Consolidating Student Loans


Consolidating Student Loans Is The Answer?
Don’t let student loan debt ruin your graduation or your economic future.

Every year, thousands of college graduates walk the podium, receive their degrees and get ready to enter the real world.

For some, the transition from student to graduate can be rough once the student loan debt monthly payments starts to kick in.

Don’t get caught off guard!

If you have student loans, the time to act is now.

Waiting till the last moment is recipe for disaster.

Just to be clear; the way the student loan system is set up, the lenders assume you are going to graduate and instantly get a high paying job.

Once hired, they assume you are going to start making payments and live happily ever after.

But as you know, life is not like that.

Even still, the lending institutions will turn a blind eye to the economy when it comes to receiving their monthly payment.

The point being, when you graduate, they are expecting you to start repaying your student loans immediately.

There is some good news. You can actually consolidate virtually all of the subsidized student loans and unsubsidized federal student loans. That list includes but may not be limited to: Perkins Loans, Stafford Loans, Federal Family Education Loans, Parent PLUS Loans, Federal Direct Loans and others.

Consolidating your student loans puts you in control. The average college student will graduate with a hefty dose of student loan debt, payable to more than one lender. It is a terrible system but right now, it’s what we have to work with. Those various loans usually have different due dates, different interest rates as well as different lenders.

Don’t confuse yourself. By consolidating, you end up with one monthly payment to one lender, with one interest rate. As you can see, that is much better than attempting to juggle four or more student loan payments in addition to everything else that you will be juggling in life.

You had better heed these words. It is important to move towards student loan consolidation immediately after completing your college education. Especially, if you have private student loans. Remember; private student loans have less flexibility than federal subsidized loans.

Be advised; the clock is ticking! If you opt not consolidate your student loans, you may put yourself in a very difficult financial bind. When it comes to private student loans, you have a standard six-month grace period. After that point, everyone will be expecting payments. By applying for a Private Student Loan Consolidation, you can head off any potential issues.

Brad Matheson is a professional Financial Consultant who specializes in helping businesses and individuals resolve their debt issues. He believes that all debt problems can be solved with the right debt advice and aspires to help Americans learn all of their debt options and exercise all of their rights. Says, Matheson, “Don't allow the Student Loan Debt crisis or a Defaulted Student Loan to hinder or block your career aspirations or stymie your financial dreams, There is Student Loan Help available!”